1. Acceptance of Terms

By accessing and using lunarethovisa's business finance platform located at lunarethovisa.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and lunarethovisa, a financial services company registered in the United Kingdom.

If you do not agree with any part of these terms, you must immediately discontinue use of our platform. Your continued use of the service after any modifications to these terms constitutes acceptance of such changes.

2. Service Description and Eligibility

lunarethovisa provides business finance solutions, including but not limited to business loan facilitation, financial planning resources, credit assessment services, and business growth consulting. Our platform serves as an intermediary connecting businesses with financial opportunities and educational resources.

Eligibility Requirements:

• You must be at least 18 years of age or the age of majority in your jurisdiction
• You must have the legal capacity to enter into binding contracts
• Your use must comply with all applicable local, national, and international laws
• You must provide accurate and current information during registration
• Business users must be authorized representatives of their organizations

We reserve the right to verify eligibility and may request additional documentation to confirm your identity or business status. Misrepresentation of eligibility may result in immediate account suspension.

3. User Responsibilities and Conduct

As a user of our platform, you agree to conduct yourself in a manner consistent with applicable laws and these terms. You are solely responsible for all activities that occur under your account, whether authorized by you or not.

Prohibited Activities:

• Providing false, inaccurate, or misleading information about yourself or your business
• Using the platform for any unlawful purpose or in violation of any regulations
• Attempting to gain unauthorized access to our systems or other users' accounts
• Transmitting viruses, malware, or any other harmful code
• Interfering with or disrupting the platform's functionality or security features
• Using automated systems or bots to access the platform without explicit permission
• Copying, reproducing, or distributing our proprietary content without authorization

You must maintain the confidentiality of your account credentials and immediately notify us of any suspected unauthorized access. We are not liable for losses resulting from unauthorized use of your account due to your negligence.

4. Privacy and Data Protection

Your privacy is important to us, and we are committed to protecting your personal and business information in accordance with applicable data protection laws, including the UK Data Protection Act 2018 and GDPR where applicable.

By using our platform, you consent to the collection, processing, and storage of your information as described in our Privacy Policy. We may use your data to provide services, improve our platform, communicate with you, and comply with legal obligations.

You have rights regarding your personal data, including the right to access, correct, delete, or restrict processing. To exercise these rights or for any privacy-related inquiries, please contact our Data Protection Officer at the address provided below.

5. Financial Information and Disclaimers

lunarethovisa provides financial information and connects businesses with potential financing opportunities. However, we do not guarantee approval for any financial products or services. All financial decisions should be made based on your own research and professional advice.

Interest rates, terms, and conditions for financial products are subject to change and vary based on individual circumstances. We are not responsible for decisions made by third-party lenders or financial institutions.

All financial information provided on our platform is for general guidance only and should not be considered as personalized financial advice. We recommend consulting with qualified financial professionals for advice specific to your situation.

6. Intellectual Property Rights

All content on our platform, including text, graphics, logos, software, and design elements, is the property of lunarethovisa or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for its intended purpose. This license does not permit you to copy, distribute, modify, or create derivative works from our content without explicit written permission.

Any feedback, suggestions, or ideas you provide to us may be used by lunarethovisa without any obligation to compensate you or maintain confidentiality, unless otherwise agreed in writing.

7. Limitation of Liability and Warranties

lunarethovisa provides its platform "as is" without warranties of any kind, either express or implied. We do not warrant that our platform will be uninterrupted, error-free, or completely secure at all times.

To the maximum extent permitted by law, lunarethovisa shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform, including but not limited to loss of profits, data, or business opportunities.

Our total liability for any claims arising from these terms or your use of our platform shall not exceed the amount you have paid to us in the twelve months preceding the claim, or £100, whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages, so some of the above limitations may not apply to you. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

8. Termination and Account Suspension

Either party may terminate this agreement at any time. You may terminate your account by contacting us or by ceasing to use our platform. We may terminate or suspend your access immediately, with or without notice, for any reason including violation of these terms.

Upon termination, your right to use our platform ceases immediately. We may retain certain information as required by law or for legitimate business purposes, subject to our Privacy Policy.

Provisions of these terms that by their nature should survive termination will remain in effect, including intellectual property rights, liability limitations, and dispute resolution procedures.

9. Modifications and Updates

We reserve the right to modify these Terms of Use at any time. Material changes will be communicated through our platform or via email to registered users at least 30 days before taking effect.

Your continued use of our platform after modifications constitute acceptance of the revised terms. If you disagree with any changes, you must discontinue use of our services.

We may also update our platform features, functionality, or suspend certain services temporarily for maintenance or improvements. We will provide reasonable notice when possible, though emergency maintenance may occur without prior notice.

10. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from these terms or your use of our platform will be subject to the exclusive jurisdiction of the courts of England and Wales.

Before pursuing legal action, parties agree to attempt resolution through good faith negotiations. If direct negotiation fails, disputes may be resolved through binding arbitration under the rules of the London Court of International Arbitration.

These terms constitute the entire agreement between you and lunarethovisa regarding use of our platform and supersede any prior agreements or understandings, whether written or oral.